Health Insurance – general information

Maintaining health insurance for children during and after a divorce is an important issue for most divorcing parties. Most parties are in agreement that when health insurance coverage is reasonably available then coverage should be maintained.

The cost of its coverage for the children is factored into the child support guideline amount paid. If the party who receives child support is paying for it then the other party will pay an additional amount in their child support to take into consideration their percentage of the health insurance cost.

If the party who is paying for the health insurance is paying child support then their child support obligation will be lowered as the child support guidelines provide for a reduction in the amount to the extent of the other party’s percentage of its cost.

I will provide a separate post in the future regarding health insurance benefits for a spouse including COBRA coverage.